Monmouth University Student Health Insurance Policy and Plan

2012-2013

In compliance with N.J. State law, it is the policy of Monmouth University that all full time undergraduate students who have not provided the university with evidence of adequate health insurance coverage, be automatically enrolled in and billed for a Student Accident and Sickness Insurance plan.  Students currently enrolled in a health insurance plan may opt to “waive out” of the university health insurance plan by following the on-line waiver procedure outlined below.

Students and parents are strongly encouraged to review the 2012-2013 Student Accident and Sickness Insurance plan brochure at https://www.studentinsurance.com/Schools/NJ/MONMOUTH/ prior to making their decision.

FALL 2012

For domestic students entering Monmouth University in the fall semester, the annual fee for the Student Health Insurance plan is $840.  This plan includes enhanced benefits with a maximum aggregate benefit of $100,000 per injury or sickness, making this a viable option for primary or secondary coverage.  An insurance identification card will be issued to all students who enroll in the Student Health Insurance plan.

The 2012-2013 Student Accident and Sickness Plan provides 12 month coverage from September 1, 2012 to September 1, 2013.  It is underwritten by National Union Fire Company of Pittsburgh, PA and managed by Maksin Management Corp. 
Students who are entering in the fall semester do not have to waive/enroll again in the spring semester.

Fall semester deadline for submission of waivers is: 
September 11, 2012.

SPRING 2013

New incoming, full time, domestic undergraduates for spring semester will automatically be enrolled in the Student Health Insurance plan unless they chose to “waive out” of the plan.

Spring health insurance enrollees will be assessed a fee of $558 for the Student Health Insurance Plan with benefit coverage for the period of January 22, 2013 to September 1, 2013.

Spring semester deadline for submission of waivers is: 
January 29, 2013.

On-Line Health Insurance Waiver Process—Please Read!

Students and/or their parents can waive participation directly through the University’s dedicated website page at:
 https://www.studentinsurance.com/Schools/NJ/MONMOUTH/.

Please note that students will no longer be able to waive the insurance through WebAdvisor or submit a hard copy waiver.  All health insurance waivers must be submitted electronically through the website address provided above.  The cost for this insurance plan will be added to your student account unless a waiver is electronically submitted and approved by the deadline(s). 

Waiver Deadlines

Once a waiver is submitted on-line, Chartis will respond via e-mail with either one of three responses:  Confirmation ( this is not an approval, but an acknowledgment that a waiver was received), Approved (waiver was approved) or Declined (indicating that the information submitted was not complete and detailing the missing information required for approval.)  You may also email questions to: monmouth@studentinsurance.com  

CUSTOMER SERVICE

If you have questions about the Student Accident and Sickness Insurance Plan, please contact Chartis at (877) 775-5430.  Chartis’s customer service is available Monday through Thursday 8:30am to 5:00pm and Friday 8:30am to 4:00pm to answer questions pertaining to benefits and claims.

FILING AND TRACKING INSURANCE CLAIMS

To obtain a copy of an insurance claims form and to track submitted claims, access the dedicated website for Monmouth University at:  https://www.studentinsurance.com/Schools/NJ/MONMOUTH/.  Additionally, Chartis customer service personnel are available at the above number to assist you with claims information.

CAMPUS ACCIDENT INSURANCE

All Monmouth University students are automatically enrolled in an Accident Only Insurance Plan provided by the University.  This coverage has been purchased for the students on a full excess basis.  Therefore, students must first file claims under other valid coverage. 
Enrolled students are covered while on campus, attending scheduled classes and while participating in scheduled intercollegiate sports, practices or competition, or traveling to and from off-campus, intercollegiate sports or competition.  Covered travel must be in a group organized and under the direct supervision of the University and in a school bus, school van or school-provided vehicle.  Travel in a privately owned vehicle is not covered.
This plan will pay 100% of Reasonable and Customary Charge(s) (R&C) up to $5,000 per injury subject to the following limitations:  Outpatient Physiotherapy—up to $40 per visit/20 visit maximum for non-intercollegiate sports and up to $80 per visit/20 visit maximum for intercollegiate sports.  Dental injury—up to $1,000 for non-intercollegiate sports and up to $5,000 for intercollegiate sports.

INTERNATIONAL STUDENT HEALTH INSURANCE

All international students with a current passport and student visa temporarily located outside their home country who have not been granted permanent residency status while engaged in educational activities at Monmouth University are automatically enrolled in the International Student Health Insurance Plan designed to meet health needs while attending studies in the United States.

International:  Health Insurance Waiver

International students may waive out of the school-sponsored health insurance plan with proof of comparable coverage within the United States. 
To waive the insurance, international students need to electronically waive coverage by completing the required information including evidence of current/comparable coverage at:  https://www.studentinsurance.com/Schools/NJ/MONMOUTH/

Online waivers must be completed in order to not have the insurance premium charged to the student account.  Once a waiver is submitted electronically, Chartis will respond via e-mail with one of the three responses listed above.

Waiver Deadlines

If you have questions about the International Student Health Insurance Plan, please contact Chartis at (877) 775-5430. 

STUDENT TEACHING UNDERGRADUATES
AND GRADUATE STUDENTS

Student-teaching undergraduates taking 9 or more credits and graduate students who are also taking 9 or more credits are eligible to enroll in the university plan during open enrollment each semester. Open enrollment is the first 30 days of each semester. Eligible students interested in purchasing a basic plan for themselves, spouse or dependents need to enroll on-line at:  https://www.studentinsurance.com/Schools/NJ/MONMOUTH/.

Enrollment deadlines

For questions regarding coverage for spouses or dependents, please contact Chartis at (877) 775-5430.  Chartis’s customer service is available Monday through Thursday 8:30am to 5:00pm and Friday 8:30am to 4:00pm to answer questions pertaining to benefits and claims.