7 ways students can save money while in college

Covering the cost of college tuition -- plus room and board -- is a heavy hit for anyone, so if there are ways to save while in school, so much the better. Though they're not always obvious, there are plenty of strategies students can employ to keep dollars in their wallets rather than someone else's.

Mary Anne Nagy, vice president for Student Life and Leadership Engagement at Monmouth University, recommended students take advantage of as many on-campus freebies as possible. This enables students, of course, to not spend money for something to which they are already entitled and have already paid for. But, as Nagy points out, students often overlook many items that are covered, Nagy said, adding that students should also look for off-campus discounts.

The following are some of the complimentary amenities students may be passing up:

Health Center

If you're under the weather, rather than make an appointment with a regular primary care physician, which might cause you to incur travel expenses as well as a health insurance co-pay, visit the on-campus health center.

"Monmouth doesn't charge your health insurance or a co-pay," Nagy said. "Start here first. You could save yourself $10, $25 or more just on a co-pay."

Counseling

The counseling center is another resource students might not be aware they're entitled to at no additional charge. From assistance managing stress and mental health issues to providing career guidance, this is a valuable -- and free -- resource open to all students.

"Support services, such as free tutoring, also are available," Nagy said.

Fitness Center

Rather than pay for gym memberships, use your university's fitness center, Nagy recommended. Most campuses have at least one, so take advantage of this facility, which typically is centrally located and easy to access.

Entertainment

Before you head to the mall to pay for a movie, check out on-campus entertainment and activities that can be enjoyed without incurring any additional expense.

"Free activities are taking place all the time on campus," Nagy said. "We show a first-run movie weekly. It might not be on opening night, but if you don't mind waiting a couple of weeks, you can save yourself a few dollars. Look at those things first so you're not taking money out of your own pocket."

Books and Supplies

Students should weigh their options when it comes to textbooks, Nagy suggested. Do you really need to buy them, or can you rent them for a reduced cost?

"Maybe if the books pertain to your major or something very focused, you'll want to own them, but otherwise, can you rent or pick them up at a co-op? Perhaps share the cost with a friend. If you're taking the class in the fall, and you know someone taking the same one taught by the same faculty member in the spring, can you share the book and the cost?" Nagy asked.

Household Items

Students also can consider buying in bulk for products that they all require, Nagy said. For example, roommates can purchase laundry detergent, cereal, shampoo and similar items for less at big-box stores.

Student ID Deals

Discounts aren't offered exclusively to the very young and to senior citizens: There are plenty available to college students as well. All they need to do is ask, Nagy said.

"NJ Transit offers reduced fares for students, so if you're going into the city, why not save on the trip? Campuses also have relationships with local stores and restaurants, so you might as well get in the habit of asking and taking advantage of everything out there," she said.

Students always have their smartphones with them, so loading digital coupons is a breeze.

"You don't need to clip anything," Nagy said. "The key is to always be on the lookout for deals."

--  Liz Alterman

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